Broker Check


Monday, May 20, 2024

The latest SEC judgement of $76MM makes one wonder. Read on!


Sunday, May 19, 2024

Funeral homes, bouncing checks, and Bourbon Street. All in a day's work.


Saturday, May 18, 2024

How is it possible to do nothing? Is it beneficial?


Thursday, May 16, 2024

We should strive for timely decisions based on logic and that are thought-through. The road of indecision is paved with flat squirrels. Read on!


Wednesday, May 15, 2024

Funny how an amazing TV show on Netflix got me thinking about DEI efforts in the 401k practice arena.


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Wednesday, May 15, 2024

Saying "No" to a prospective client is not easy but it can be the right thing to do.


Monday, May 13, 2024

A basic primer in how to transfer a phone call. Still needed in this day and age.


Sunday, May 12, 2024

Some more quick thoughts on the latest 401k survey from the Plan Sponsor Council of America.


Friday, May 10, 2024

Reflecting on the 66th annual Plan Sponsor survey...


Thursday, May 9, 2024

A Retirement Bill of Rights makes sense but how to we make it a reality for all workers?


Wednesday, May 8, 2024

Thinking of terminating a SIMPLE IRA mid-year for a 401k? Grab some coffee!


Tuesday, May 7, 2024

And to think this could all have been avoided by an up-to-date beneficiary designation!


Monday, May 6, 2024

FAIL, END, and NO can be excellent guidelines for life. Please read on!


Sunday, May 5, 2024

And how exactly did I tie winning Super Bowls to winning 401k plans? Welp...


Saturday, May 4, 2024

Which financial bucket do I fill first? Savings? 401k? IRA? Something else? Read on!


Friday, May 3, 2024

Usage of auto-enrollment and auto-escalation has increased from 2013 to 2023 and I am a fan.


Thursday, May 2, 2024

What goes into a healthy and fun retirement? Read on and do it!


Wednesday, May 1, 2024

Why work past 65? What an interesting question and certainly one that stirs folks up. Read on!


Tuesday, April 30, 2024

Will you still be working at 65? Maybe you will have retired early? And what is retirement?


Monday, April 29, 2024

How might a small retirement plan approach fee reviews? Here is one way to tackle this necessary task.


Sunday, April 28, 2024

How confident are you that you can retire on time and with dignity? Read on for my thoughts!


Friday, April 26, 2024

When was the last time you reviewed your beneficiary designation? Keeping it current is part of a prudent practice.


Thursday, April 25, 2024

A new (and potentially complicated) idea like "Retirement Income in 401(k) plans" will take a fair amount of explaining and repeating. Invest the time to make sure the client makes the right decision for their plan.


Wednesday, April 24, 2024

In the coming weeks, there will be scads of articles on the new Fiduciary Rule. Here is higher level view of the Rule based on my decades in the industry.


Tuesday, April 23, 2024

We are familiar with the adoption journey of iPhones and other smart phones. What might the adoption journey look like for Retirement Income in 401(k) solutions?


Monday, April 22, 2024

Instead of leading with a product, I prefer to see a) there is a problem and b) think about possible solutions. Doing this allows for a more holistic view. Leading with a product might be akin to square peg/ round hole.


Saturday, April 20, 2024

What happens when a random investment allocation includes a retirement income solution? What disclosure is needed? And could these solutions lead to conflicts of interest?


Monday, April 15, 2024

Research seems to show there is demand for sustainable investing options in 401(k) plans. Yet the number of surveyed plans offering those types of options appears to lag demand. Why is that and what can be done?


Sunday, April 14, 2024

This question came up during a recent Retirement Income for 401(k) Plans training. Does the Retirement Income Projection number on an employee's 401k statement motivate them to retire? What followed was an intense debate and I thought...


Saturday, April 13, 2024

Retirement Income solutions in a 401k plan may seem like a good idea but as Plan Sponsor, you must do your research to see if that is the case.


Tuesday, April 2, 2024

If you are going to state your fund follows an ESG mandate, it might be good to verify that before making such a statement!


Wednesday, March 27, 2024

How might you convince a Plan Sponsor at a sustainable company to adopt ESG 401k investments?


Tuesday, March 19, 2024

Just how much is a relationship worth? Should it be boiled down to dollars and cents?


Wednesday, March 13, 2024

Common sense rules for everyday life with direct applicability to the 401k world.


Sunday, March 10, 2024

I am a fan of Simon Sinek but his latest post gave me pause. Read on!


Wednesday, February 28, 2024

These 8 rules for life apply to the world of the 401k advisor as well!


Sunday, January 28, 2024

Can something designed to help actually have the opposite effect? That may be the case with long-term part-time employees under SECURE 2.0.


Friday, January 26, 2024

Here are some thoughts on three Roth provisions in the SECURE 2.0 Act.